Privacy Policy

California Privacy Rights (CCPA / CPRA)

This section applies to California residents. Where this section conflicts with the rest of the Privacy Policy, this section controls. Capitalized terms not defined here have the meaning given in the California Consumer Privacy Act (Cal. Civ. Code §§ 1798.100–1798.199.100).

The Business / Controller

For purposes of the CCPA / CPRA, the "Business" responsible for the personal information collected via this website is TaxFreeYou (a brand of Q-Financial & Insurance Solutions, LLC), a Colorado entity.

Categories of Personal Information We Collect

In the past 12 months we have collected the following categories of personal information:

• Identifiers (name, email, phone number, IP address)
• Commercial information (services inquired about, transaction history)
• Internet or other electronic network activity (browsing on our site, interactions with our content, UTM parameters, click identifiers)
• Geolocation data (approximate location derived from IP address)
• Professional or employment information (when voluntarily provided in forms)
• Inferences drawn from the above (lead-quality scoring, audience segmentation)

Sources, Purposes, and Disclosures

We collect personal information directly from you (forms, account creation, communications), automatically as you use our services (cookies, analytics, click tracking), and from third-party sources (advertising partners, public records, contractor association rolls where applicable).

We use this information to provide and improve our services, respond to inquiries, deliver requested content (newsletters, webinars, calculators, reports), analyze site usage, and conduct lawful marketing — including paid advertising on platforms such as Google and Meta.

"Sale" and "Sharing" of Personal Information

We do not sell personal information for monetary consideration. However, we do share personal information with advertising partners (including Google Ads and Meta) for "cross-context behavioral advertising," which the CPRA treats as "sharing." This includes uploading hashed contact identifiers to advertising platforms for audience targeting (e.g., Google Customer Match, Meta Custom Audiences) and embedding their tracking pixels on our site.

California residents have the right to opt out of this sharing. To exercise that right, use the link below — no account required.

Do Not Sell or Share My Personal Information →

Sensitive Personal Information

We do not use or disclose sensitive personal information (as defined in CPRA § 1798.140(ae)) for purposes other than those permitted under § 1798.121(a). California residents may request to limit the use of their sensitive personal information at any time using the link above.

Your Rights

• Right to Know. You may request a copy of the specific pieces of personal information we have collected about you, and the categories of sources, purposes, and recipients.
• Right to Delete. You may request that we delete personal information we have collected about you, subject to statutory exceptions.
• Right to Correct. You may request that we correct inaccurate personal information about you.
• Right to Opt Out of Sale or Sharing. You may direct us not to share your personal information with advertising partners, as described above.
• Right to Limit Use of Sensitive Personal Information. Where applicable, you may request that we limit the use of sensitive personal information.
• Right to Non-Discrimination. We will not discriminate against you for exercising any of these rights.

How to Submit a Request

Submit opt-out, deletion, access, or correction requests via the opt-out page or by emailing privacy@taxfreeyou.com. We will respond within 45 days as required by law (with one 45-day extension if reasonably necessary, plus written notice). We may need to verify your identity before fulfilling certain requests.

Authorized Agents

You may designate an authorized agent to make a request on your behalf. We will require written authorization, verification of your identity, and confirmation that you have given the agent permission to submit the request.

Retention

We retain personal information for as long as needed to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce agreements. Marketing-list contacts are retained until the contact unsubscribes or we determine the address is invalid, plus a reasonable record-keeping period.

Contact

Questions about California privacy rights or this section:

TaxFreeYou (a brand of Q-Financial & Insurance Solutions, LLC)
Privacy Contact: privacy@taxfreeyou.com

Q-Financial & Insurance Solutions, LLC [Street Address — pending] [City], CO [Zip]

California Privacy Rights section last updated: 2026-05-08