Free Quick checklist · Short read
The Roth Conversion Checklist
7 Questions to Ask Before You Convert
A pre-conversion checklist covering the timing, tax-bracket, IRMAA, and execution decisions most pre-retirees miss. Built around the same scoring framework our 2-Minute Assessment uses.
What’s inside
- The 7 questions to answer before scheduling a conversion
- How conversion timing relates to required minimum distributions
- The IRMAA trap — and the 2-year lookback that catches most retirees
- Tax-bracket fill strategy for multi-year conversions
You’ll come away knowing
- Whether your current tax bracket makes a conversion worthwhile
- How to model the breakeven point for your conversion
- The hidden cost of NOT converting (RMDs forever)
- How to phase a conversion across multiple years to stay under thresholds
Is a good plan one that runs out at death? Or keeps paying no matter when?
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Looking for something more interactive? Take the 2-minute assessment to see your personalized starting point — then the checklist hits harder.
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